American Commercial Lender provides funding for business owners and investors nationwide in 46 states. Our adaptive programs are suited for a range of income - generating properties, from multi-family dwellings and retail center to warehouses and automotive shops. We also cater to a number of special-purpose and unusual properties, thereby serving a niche in a real estate market long under-represented by traditional lending institutions.
Our programs feature .
Stated Income / Stated Assets Funding a streamlined alternative to Full Doc programs of other lenders
Fully Amortized Loans - 20/20 and 15/15 Year Terms - Fixed and ARM rates
FICO Score-Driven Lending for borrowers with credit scores from 575 - middle score; (better FICO = better rates)
Also...
No IRS 4506 or 8821 forms required
Loans for the self-employed with low - to negative 1040s
Cross-collateral to complete down payment accepted
Financing for Corporations, Trusts, and LLCs
Lending for non-conforming properties to zoning codes
Lending for Small Business
